How Much Does TRT Cost? 2025 Price Breakdown
Table of Contents
TRT Cost Breakdown
What you'll actually pay — no surprises, no hidden fees. Real numbers from real clinics.
The Quick Answer
Most guys pay $100-250/month for TRT through online clinics. This usually includes testosterone, supplies, and basic provider access. Labs and consultation fees can add to this.
Cost by Treatment Type#
Injections
The gold standard. Inject testosterone cypionate or enanthate 1-2x per week.
Gels/Creams
Applied daily to skin. More convenient but significantly more expensive.
Pellets
Implanted under skin, releases slowly. Done in-office, rarely covered by insurance.
Note: Less control over dosing — if you have side effects, you're stuck until pellets dissolve.
Online Clinics vs. Traditional Doctors#
Online TRT Clinics
$100-300/month
PROS
- Fast — often 1-2 weeks to start
- Doctors who specialize in TRT
- Everything by mail, convenient
- More willing to treat borderline cases
CONS
- Usually no insurance accepted
- Monthly fees add up
- May need own labs
Traditional Doctor
$30-100/month (if insured)
PROS
- Insurance may cover medication
- More oversight
- Full medical history context
- In-person relationship
CONS
- Slow — weeks to months to start
- Many doctors dismissive of low T
- Less flexibility with protocols
Hidden Costs to Budget For#
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Lab Work
Initial panels: $100-300
Follow-ups: $50-150 every 3-6 months
👨⚕️
Consultations
Initial: $0-200
Follow-ups often included
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Ancillary Meds
HCG: $50-150/mo
Anastrozole: $10-30/mo
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Supplies
Syringes, needles, swabs
Usually $10-30/month if not included
How to Minimize Costs#
Use a clinic with labs included
Hone and Marek include lab work in monthly fees — more predictable costs.
Stick with injections
Gels and pellets cost significantly more for the same outcome.
Ask about compounded testosterone
Some clinics offer it at lower prices than commercial products.
Check GoodRx for prescriptions
If you can fill locally, coupons can cut costs significantly.
Is TRT Worth the Cost?#
That's a personal calculation. Consider:
- How much are your symptoms affecting your quality of life?
- What would you pay to feel like yourself again?
- Can you commit to an ongoing monthly expense?
Most guys who start TRT and dial in their protocol say it's one of the best investments they've made in their health. But it is a commitment — this isn't a one-time fix.
Frequently Asked Questions About TRT Costs#
How much does TRT cost per month on average?#
TRT costs $99-250/month through online clinics, or $30-100/month with insurance. The national average for online TRT is approximately $150/month including medication and basic provider access. Lab work may add $20-50/month when averaged over a year.
Is TRT covered by health insurance?#
TRT can be covered by insurance if you have clinically low testosterone (below 300 ng/dL) and get prescribed by a traditional doctor. Most insurance plans cover testosterone cypionate injections with a $10-30 copay. However, most online TRT clinics do not accept insurance.
What is the cheapest TRT option?#
The cheapest legitimate TRT options are:
- Insurance route: $10-30/month for medication through a traditional doctor
- TRT Nation: $99/month (add ~$30/month for labs)
- Fountain TRT: $99/month (add ~$30/month for labs)
Avoid extremely cheap options that don’t require blood work — legitimate TRT requires monitoring.
Are testosterone injections or gels cheaper?#
Injections are significantly cheaper than gels. Testosterone injections cost $50-200/month total. Testosterone gels cost $150-500/month. For the same therapeutic effect, injections cost 50-75% less than topical options.
What ongoing costs should I expect with TRT?#
Ongoing TRT costs include:
- Monthly medication: $99-250
- Lab work every 3-6 months: $50-150 per panel
- Follow-up consultations: Usually included
- Supplies (if not included): $10-20/month
- Ancillary meds (if needed): $10-150/month
Total ongoing cost: $120-350/month depending on your clinic and protocol.
Ready to Compare Your Options?#
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